The Century Plan | Why You Must Review Your Contracts
Season 3 Episode 9
Podcast Introduction
Welcome to The Century Plan, a podcast that looks at financial independence. How to achieve it, and how to maintain it, during a lifetime which may see people, born today, living to age 100. Dennis Hall and Sarah Steele educate and highlight ways to build a brighter retirement through financial planning.
In the penultimate episode of Season 3, Sarah and Dennis discuss the importance of reviewing financial contracts.
We receive annual alerts when our car and home insurance is due for renewal. But our life assurances and savings plans tend to run quietly in the background. The direct debit leaving the account each month without much thought.
Why aren’t we paying more attention?
Dennis and Sarah discuss:
- Old with-profits bonds set up in good faith delivering shockingly poor returns
- Life assurance contracts with overly high premiums
- Pension plans invested in sub-optimal default funds
- Investments subject to charges which significantly reduce their long-term growth
With over 35 years in financial services, Dennis has all too often come across people whose finances have been detrimentally affected due to lack of review.
When was the last time you reviewed yours?
Listen to the podcast
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About the hosts
Dennis Hall – Read bio.
Sarah Steele – Read bio.
ABOUT YELLOWTAIL
Founded by Dennis Hall, Yellowtail are the trusted financial planners who advise individuals & families across the UK. Yellowtail’s experts provide the clarity, control and confidence to guide you through financial planning, estate planning, pension transfers and investment management directing your journey towards a prosperous retirement and financial peace of mind.