Making smart choices about money

You work hard over many years to achieve financial success and independence, naturally you want to protect it by making smart choices with your money.

The problem is there’s too much information
(and a lot of it is contradictory).
How do you choose?

We were never taught how to manage money, and our choices have increased in complexity.

Meanwhile the financial services industry just keeps selling one investment story after another.

If only there was a way to focus purely on the things that were important to you.


Yellowtail Financial Planning is an award-winning independent firm looking after the financial affairs of individuals and families.

Other wealth managers mainly concern themselves with managing the investments you have today. Our way of working looks at how your assets need to support you and your lifestyle now and into the future, and uses that knowledge to inform the financial decisions you make today.

Our clients find the financial planning enlightening and informative, and provides the clarity they need to make good financial decisions.


Independent research shows that people without a clear financial plan are more likely to make poorer financial choices, and our experience supports this.

They might take too much (or too little) investment risk, pay more tax than they need to, or not save enough to ever achieve financial independence.

There’s an exchange between Alice and the Cheshire Cat in Alice in Wonderland which boils down to this; if you don’t know where you are going, any road will get you there.

Working with us will make you better informed about how hard your money needs to work, how well you can cope with financial shocks, and how much money you need to achieve and maintain financial independence.

You will have an action plan of things to do immediately, and what can go on the ‘to-do’ list. You will know which plans and investments are ‘fit-for-purpose’ and where improvements can be made.

Whether you work with us on a one-off project, or ongoing, you will have a clear picture of how your money works to support you, helping you make good financial decisions in the future.